Coming soon
Restructuring & Recovery Financial Model
Restructuring and recovery model for distressed situations. Liquidity runway, going concern analysis, debt-for-equity swap mechanics, creditor recovery waterfall, and plan of reorganisation financials.
Who it's for
Restructuring advisors at investment banks and advisory firms, distressed debt investors, insolvency practitioners and administrators, turnaround management teams, creditor committees and their legal advisors.
What's in the model
COVER
Model documentation, scenario active, restructuring timeline.
INPUTS
Current debt structure, creditor hierarchy, liquidity position, trading assumptions, restructuring levers.
LIQUIDITY
13-week cash flow: receipts, disbursements, net cash burn. Liquidity runway calculation. DIP financing sizing.
GOING_CONCERN
Going concern vs liquidation analysis. Minimum liquidity covenant threshold. Covenant breach date.
DEBT_STRUCTURE
Current debt waterfall by tranche: secured, unsecured, subordinated. Interest burden and coverage.
RECOVERY_ANALYSIS
Creditor recovery rates by tranche under multiple scenarios. Enterprise value range (DCF + comparables). Recovery vs par.
DX_SWAP
Debt-for-equity swap mechanics. New equity value post-restructuring. Existing equity dilution/wipeout.
POR_FINANCIALS
Plan of reorganisation: pro forma financials post-restructuring. Emergence capital structure. Day-1 leverage.
SENSITIVITY
Recovery sensitivity to enterprise value assumption. Trading case vs liquidation case comparison.
CREDITOR_WATERFALL
Detailed waterfall of recoveries by creditor class under each scenario.
OUTPUTS
Management summary, creditor recovery table, emergence capitalisation table.
CHECKS
Cash flows reconcile, creditor waterfall sums correctly, debt service on exit structure is serviceable.
What makes this different
13-week cash flow
Week-by-week liquidity model with receipts and disbursements — essential for any distressed situation.
Going concern vs liquidation
Side-by-side comparison with break-even enterprise value. Fundamental to any restructuring engagement.
Debt-for-equity mechanics
Proper treatment of the debt-for-equity conversion including new money, backstop fees, and equity allocation.
Creditor recovery waterfall
Full priority waterfall by tranche with recovery rates. Essential tool for any creditor-side or advisor engagement.
Plan of reorganisation financials
Pro forma emergence financials with exit capital structure. Bridges the restructuring and M&A frameworks.
Get notified when this launches
Excel (.xlsx) · ~12 tabs · UK administration + US Chapter 11 · expected pricing £495 · Q3 2026 launch target
No spam. One email when it ships. Or contact us at sfsmodels362@gmail.com for a custom early build.
Frequently asked questions
When will this be available?
Targeting Q3 2026. Sign up and we'll email when it ships.
Does it cover UK administration and CVA processes?
Yes — UK administration, CVA, and US Chapter 11 scenarios are all handled. Jurisdiction is configurable.
Will it work for financial institutions (bank restructurings)?
v1 is sector-agnostic. Bank-specific restructuring (regulatory capital implications, resolution mechanics) is a custom build.
Can I commission an early build for a live situation?
Yes — for live mandates this is the most common request. Same-day builds available. Use the form below.
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About SFS Models
SFS Models builds institutional-grade Excel financial models for banking and finance professionals. Used by FP&A, Treasury, ALM and Capital teams at US and UK regional banks, by PE firms, and by corporate finance consultancies. Open formulas, no VBA, fully auditable.