Financial models. Built to institutional standard.
Built for banking. Every model is designed to the standard expected by finance teams at banks, funds, and financial institutions.
Built Around Your Business
Institutional-grade models, built for your exact requirements
The models on this page exist to show you what we do. The real value is in what we build for you. We work directly with finance teams at banks and financial institutions to deliver bespoke models built around your data, your processes, and your reporting requirements — not adapted from a template, built from scratch for your business.
Banking & Lending
FP&A, credit and ALM teams
From £249 per model
Lending Model
Model retail and commercial loan books with full amortisation and covenant tracking.
- Cohort-based vintage engine with PD/LGD
- 3 scenarios · NIM bridge output
- Full P&L, provisions & CHECKS tab
Deposits Model
Analyse deposit product mix, funding costs, and maturity profiles.
- Product-level stock & flow engine
- Deposit beta pricing & NIM contribution
- Maturity & repricing gap analysis
Credit Analysis Model
Assess borrower creditworthiness with ratio analysis and scoring.
- Financial ratio analysis & scoring grid
- Qualitative overlays & risk rating
- Summary credit memo output
Loan Pricing Model
Price loans to target return on equity with full cost-of-funds build.
- Cost-of-funds & capital allocation build
- Target ROE back-solve
- Fee income & breakeven analysis
IFRS 9 ECL Model
Calculate expected credit losses across stages with PD/LGD/EAD inputs.
- Stage 1/2/3 allocation with transfer logic
- Lifetime ECL & 12-month ECL calculation
- Macro overlay & sensitivity analysis
Deposit Pricing & NII Model
Model deposit pricing decisions and net interest income impact.
- Product-level rate setting & beta pass-through
- NII impact of rate changes
- Competitive positioning analysis
Treasury & Capital Markets
ALM, treasury and trading desks
From £249 per model
Treasury / IRS Model
Value and risk-manage interest rate swaps with full cash flow schedules.
- Yield curve build & discount factors
- Fixed/float leg PV & net MTM
- DV01, hedge effectiveness & P&L
Bond Pricing & Yield Model
Price fixed income instruments and calculate yield metrics.
- Dirty/clean price & accrued interest
- YTM, current yield & Z-spread
- Duration & convexity output
Duration & Rate Sensitivity Model
Measure portfolio duration, convexity, and rate sensitivity.
- Modified & effective duration
- Parallel & non-parallel shift scenarios
- P&L impact of rate moves (bps)
FX Hedging Model
Model FX exposure and evaluate hedging strategies.
- Multi-currency exposure mapping
- Forward & option hedge strategies
- Hedge cost & effectiveness tracking
LCR Model
Calculate Liquidity Coverage Ratio to Basel III standards.
- HQLA classification & haircuts
- Net cash outflow calculation
- 30-day stress scenario & buffer
Risk & Regulatory
CRO office and regulatory reporting
From £249 per model
Capital / Regulatory Model
Calculate risk-weighted assets and capital ratios under Basel frameworks.
- Credit, market & op risk RWA
- CET1/T1/Total Capital ratios & buffers
- Pillar 2A, stress testing & RAROC
VaR Model
Estimate Value at Risk using historical and parametric methods.
- Historical & parametric VaR methods
- Confidence intervals (95%/99%)
- Backtesting & stress VaR
Stress Testing Model
Run scenario and sensitivity analysis for ICAAP and board reporting.
- Base, adverse & severe scenarios
- P&L, capital & liquidity impact
- Board-ready output & sensitivity tables
Valuation & Corporate Finance
M&A, PE and equity research
From £199 per model
DCF Valuation Model
Intrinsic value via discounted cash flow with WACC and terminal value.
- FCFF/FCFE projections & WACC build
- Gordon growth & exit multiple terminal value
- Sensitivity tables & football field output
Trading Comps Model
Peer group valuation using market multiples.
- EV/EBITDA, P/E & P/B multiples
- Peer screening & outlier flags
- Implied valuation range output
Precedent Transactions Model
M&A deal comps with transaction multiple analysis.
- Deal database with premium analysis
- EV/Revenue, EV/EBITDA & P/E multiples
- Implied valuation & premium/discount
LBO Model
Leveraged buyout returns model with debt waterfall and IRR analysis.
- Sources & uses, debt tranches & waterfall
- IRR & MOIC at multiple exit years
- Sensitivity on entry/exit multiples
SOTP Valuation Model
Sum-of-the-parts valuation for diversified businesses.
- Segment-level valuation (DCF & comps)
- Holding company discount analysis
- Consolidated equity bridge
DDM (Dividend Discount) Model
Equity valuation based on projected dividend streams.
- Multi-stage growth DDM
- Cost of equity & CAPM build
- Payout ratio & sustainable growth
Valuations Model (Multi-Method)
Combined valuation across DCF, comps, and precedents.
- DCF, trading comps & precedents in one
- Football field & valuation range chart
- Weighted blended valuation output
FP&A & Management Reporting
CFO office and finance teams
From £149 per model
3-Statement Integrated Model
Fully linked P&L, balance sheet, and cash flow model.
- Income statement, balance sheet & cash flow
- Revenue & cost driver assumptions
- 3 scenarios & ratio analysis output
Budget vs Actual Variance Model
Monthly variance analysis with commentary framework.
- Budget vs actual by line item
- Volume/price/mix variance decomposition
- YTD tracking & commentary fields
Rolling Forecast Model
Dynamic 12-month rolling forecast with reforecast logic.
- 12-month rolling window with auto-roll
- Actuals lock & reforecast mechanism
- Trend analysis & forecast accuracy
Budget vs Forecast Model
Track forecast accuracy against original budget.
- Budget, latest forecast & actuals side-by-side
- Variance waterfall & bridge charts
- Forecast bias tracking
Cost Control Model
Departmental cost tracking and variance analysis.
- Cost centre & department breakdown
- Headcount & non-staff cost tracking
- Monthly run-rate & savings analysis
Management Accounts Pack
Board-ready management accounts with KPI dashboard.
- P&L, BS & cash flow summaries
- KPI dashboard with RAG indicators
- Board pack format, print-ready
Working Capital Model
Cash conversion cycle and working capital requirement analysis.
- Receivables, payables & inventory drivers
- Cash conversion cycle tracking
- Working capital facility sizing
Accounting & Fixed Assets
Technical accounting and finance ops
From £99 per model
Capitalisation Model (IAS 38)
Intangible asset capitalisation with phase tracking and amortisation.
- Research vs development phase tracking
- Amortisation schedules by asset
- IAS 38 compliance checks
PPE Model (IAS 16)
Property, plant and equipment register with depreciation schedules.
- Asset register with additions & disposals
- SL & reducing balance depreciation
- NBV roll-forward & disclosure notes
Impairment Model (IAS 36)
Impairment testing with value-in-use and recoverable amount.
- Value-in-use DCF & fair value less costs
- CGU-level impairment allocation
- Reversal tracking & disclosure output
Capex Model
Capital expenditure planning, approval tracking, and variance analysis.
- Project-level capex tracking
- Approval workflow & phasing
- Budget vs actual & forecast to complete
Debt & Leverage
Leveraged finance and corporate treasury
From £149 per model
Debt Schedule Model
Full debt waterfall with covenant testing and refinancing scenarios.
- Multi-tranche debt with waterfalls
- Covenant testing (leverage, DSCR, ICR)
- Refinancing & prepayment scenarios
Debt Amortisation Model
Loan amortisation schedules across multiple tranches.
- Bullet, annuity & sculpted repayment
- Fixed & floating rate tranches
- Total debt service & cash sweep logic
Integrated Planning
CFOs, FP&A heads, and board-level reporting
Premium model
Complete LTP Model
A comprehensive model covering all aspects of the Long-Term Plan — fully integrated across capital, funding, income, costs, and balance sheet projections.
- Integrated P&L, balance sheet & cash flow
- Capital planning, funding & liquidity
- 3 scenarios with board-ready outputs